Life Insurance: 

    Permanent Plans     <Audio Link> (45 seconds)

• Whole Life - a plan in which premiums are payable during the lifetime of the insured. The plan is participating (dividends) and contains cash values.

• Life Paid Up at 95- a plan of insurance in which premiums are payable until the register date nearest the insured's 95th birthday. The plan is participating and contains cash values generally higher than those of the Whole Life policy.

• 20 Payment Life- a plan of insurance in which the premiums are payable for 20 years. The plan is participating and contains cash values.

• Life Paid Up at Age 65- a plan of insurance with premiums payable until the annual contract date nearest the insured's 65th birthday. The plan is participating and contains cash values.

• Single Premium Life- This plan is a participating permanent paid up plan of life insurance for which cash values are immediate and dividends are payable at the end of the first contract year.

• Annual Renewable Term

• 5, 10, 15 & 20 year level Term

• Decreasing Term

    The Discoverer

• The Discoverer is a participating custom-built life insurance package consisting of Whole Life Insurance and Additional Protection Benefit (Term Insurance). The term portion automatically and systematically converts to a permanent plan while maintaining a very attractive premium. By adjusting the combination of whole life and APB, the Knights can customize this plan to fit the needs of every Brother Knight and his family. Most importantly this plan is available exclusively to Knights of Columbus members and their families. This plan is revolutionary in the market and every Brother Knights owes his family a thorough explanation of this program by his Field Agent.

An annuity is a contract for which you pay premiums—either a single premium or a series of premiums—in return for future periodic payments. Annuity contracts can be flexible in the number, amount and frequency of premiums, and the manner and amount in which payments will be made to you later. The Knights of Columbus offers a number of annuity options. Our flexible premium annuity allows you to pay either a single premium or multiple premiums, and determine the amount and frequency of premium payment. You can also choose deferred periodic payments or a lump sum payment. The interest rates on this annuity are subject to change on a quarterly basis, which allows the Knights of Columbus to maintain competitive rates. The Knights also offer a single premium immediate annuity that is funded by a single premium payment and provides immediate periodic payments. Under one version of this plan, a husband and wife can receive immediate payments, with reduced payments continuing for the life of the surviving spouse.  

YOU DECIDE ON THE INCOME YOU WANT! YOU SAY WHEN YOU WANT IT! SHOULD CIRCUMSTANCES CHANGE, WE PROVIDE THE FLEXIBILITY.

Right now is the time to plan for the future. Sensible members, like you, should take steps to assure future income you can absolutely count on. Monthly income, to replace the earned income, to which you have become accustomed.

Of course, social programs will provide some. Company pensions will add to your security. True peace of mind will be yours only if you supplement these programs with one of your own. Income You Will Never Outlive. The Knights of Columbus Flexible Annuity was designed especially to combine the safety of guarantees with the freedom of flexibility.


Long Term Care      <Audio Link> (45 seconds)

Recent studies show that 43% of our Senior Citizens will spend an average 2 ½ years in a Nursing Home Facility. We offer Tax Qualified plans both in a Comprehensive Long Term Care Policy (which includes Home Health Care, Assisted Living Facilities, Adult Day Care and Nursing Home Facilities) and a Nursing Home only policy ranging from $50 a day to $250 a day. You may select a 3 year, 5 year or lifetime benefit with a 30, 60, 90 or 180 day elimination (waiting) period. In our Comprehensive policy we offer Pooled Benefits, Shared Care Benefits, Guarantee Purchase Options and Waiver of Premium if you go “On Claim”. If you wish, we also offer Inflation Guard, Return of Premium and Non-Forfeiture Riders.